We are a Buy Here Pay Here dealership specializing in helping credit challenged people the opportunity to get much needed good dependable transportation. We help you get the car you need with the financing and payments to fit your budget. When you purchase your car here our credit commitee will arrange the financing and you will actually make your payments here at the dealership. Instead of making traditional monthly payments like at a bank, you will make payments on the same day as you get paid from your job. So if you get paid weekly, you will make weekly payments, if you get paid biweekly, you will make biweekly payments. It makes it easy, you will always know when you need to pay.
The process is a little different than traditional car dealerships. First the salesman will ask you a series of questions to understand your credit situation before showing you available cars. Then with your payment range, and down payment information factored in, they will actually show you only the cars that will fit your special credit situation. That way you are not wasting your time looking at cars that will not fit your financial situation.
This is a list of the things you will need to bring. It will make the process fast and easy!!!
~Alabama Drivers Licence
~Social Security Number
~Recent Pay Stub - for proof of employment
~Recent Utility Bill - for proof of residence
~Rental Lease agreement or Mortgage Document - for proof of residence
~List of References - with contact info
~Proof of Full Coverage Car Insurance - if you don't have that we will happily arrange this for you.
~ Down Payment - our down payment range from $500 to $3000
Bad credit should not prevent you from getting a good vehicle. We are very focused on good dependable transportation. All of our cars go through a 52 point inspection so you can buy with confidence.
During Tax Season we offer Tax Preparation service where you can file your taxes right here and use part or all of your refund as a down payment....Now how easy is that.
